Life insurance is an important asset for future financial security, but a group Life Insurance plan offered by an employer might be the only life insurance available to many employees. Teaching employees about the value of life insurance may increase loyalty to the company as they better appreciate this benefit.

A common scenario is an employer offering a group-term policy at no cost to the employee, with a coverage amount that is a multiple of annual salary (usually one to five times annual pay). This is generally an affordable plan for employers to offer. Many employers who offer such a group-term policy also offer additional voluntary coverage options, in which the employee pays the full cost but still realizes the benefit of group rates and payroll deductions.

Our goal is to assist you in providing the right amount of coverage for your employees and educating them on the benefits of additional voluntary insurance.

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